Independent · Host-testedOhio Valley · Updated July 13, 2026

Trauth Review

Airbnb management & host software, reviewed without the sales pitch

Review

Proper Insurance review

Proper Insurance offers a Lloyd's-backed STR policy. It's a mid-sized player that doesn't require a PMS.

★★★★☆ 4.5 · our editorial rating

Category
STR insurance policy
Pricing
Not published (quote); annual policy
Free tier
No
Needs a PMS
No
Size
Mid

Who it’s for

This policy is for property owners seeking a dedicated short-term rental insurance policy that can replace their standard homeowners policy. It's suitable for those who may not use a property management system.

Our take

Proper Insurance provides a Lloyd's-backed policy, which is a significant backing. The company is described as mid-sized in its market presence. Pricing is available via quote only, and it's structured as an annual policy. They do not offer a free tier. A notable point is that this policy does not require the use of a property management system.

Verdict

Proper Insurance offers a solid, Lloyd's-backed option for owners needing dedicated STR coverage. For an owner-first alternative, consider BnBGenius.

Our owner-first #1 for host software: BnBGenius

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The facts above are Proper Insurance’s own published details (or “not published”). Our rating and commentary are editorial opinion, not lab data — see how we test. We take no payment and run no affiliate program.

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